Looks unprofessional and takes time having to use your smartphone (or another smart device) to begin the transaction.Makes a reassuring beeping noise when the customer is typing their PIN.Assuming you turn it off (which is a physical software button) it will last for 2 weeks in your briefcase. Internet connection comes from your smartphone (or another smart device).Currently, the cheapest device to buy from SumUp.Alternatively, you can accept payment by phone where you type in the card details in a ‘virtual terminal’ but this costs you 2.95% and €0.25, the thinking being this is the riskiest type transaction because the customer is not present and you are the one typing in the card details.ĭISCOUNT CODE: Buy your SumUp card reader with this discount link Option A: SumUp ‘Air Card Reader’Ī Bluetooth device that connects to your smartphone, which must be connected to the internet It also pushes the admin onto the customer, so you can minimise the duration of your sales calls. You can send HTTPS ‘payment links’ to a customer by email or SMS. If a customer is not in your presence you can perform various types of cardholder not present transactions. You can accept Visa, MasterCard, along with exotic cards such as American Express ( which most Irish merchants to not accept) and Diner’s Club, and the Japanese JCB!, all for the same fee. The various terminals accept Chip & Pin, or tap and pay (NFC). SumUp is great for occasional use or everyday use in your business. regardless of which you choose, there are no standing charges. It sells 3 key different types of card terminals. However, SumUp was originally a German company, but is now also licenced by the Irish Central Bank, and has offices in Dublin just like many tech firms these days. Getting a card terminal from a bank has been a hassle, typically there is a monthly rental fee and your need a business account, so sole traders with small turnovers have avoided these. Even my Dentist – who is very old-school – now accepts cards! Regardless of what you think about this, the reality is if you are running a business you must now move with the times. Since COVID we have all taken steps towards a cashless society.
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